The price of $3,500 is for the stone only. The stone is currently set in a 14K gold setting (necklace pendant). The contemporary setting provides a versatile means of wearing this piece. It can be worn on a chain or on a slide. The stone can easily be removed from the setting. However, if you like the setting, it can be left in the current setting for only an additional $200 ($3,700 total). The WHOLESALE price for just the stone is $4,500 (not including the value of the gold). The stone is GIA certified and laser inscribed.